If the Cash App Borrow feature is not showing up for you, you’re not alone. Many users run into this frustrating issue—especially when they urgently need access to quick funds. Whether you’re using iPhone or Android, Cash App Refund is here to walk you through how to fix the Cash App borrow option not showing, step by step.
From eligibility criteria to app troubleshooting, this guide will help you understand why you can’t see the borrow feature—and what you can do to unlock it.
📚Related: Cash App Verification Failed – How to Fix (Things To Remember)
Key Takeaways
- The Cash App borrow option not showing up is common due to eligibility, location, or app version issues.
- Fix it by updating app, verifying account, using Cash App actively, and contacting support.
- Borrow is invite-only; there’s no manual way to force enable it, but consistent usage improves chances.
- Always use official support channels to stay safe from scams.
Quick Answer: How to Fix Cash App Borrow Option Not Showing Up
If the Cash App borrow option is not showing up, try these quick fixes first:
- Update Cash App to the latest version (old versions often hide borrow features).
- Verify your account with a legal name, SSN (last 4 digits), and linked bank account.
- Use Cash App regularly for payments and enable direct deposit.
- Check location eligibility (borrow isn’t available in all states).
- Contact Cash App support via app if borrow remains missing.
These steps resolve most cases in minutes. If the option still doesn’t appear, read below for detailed reasons and advanced solutions.
💡 What Is the Cash App Borrow Feature?
The Cash App Borrow feature is a built-in short-term loan option that allows eligible users to borrow a small amount—typically between $20 to $200. You can pay it back over a four-week period with a fixed fee. It’s an extremely convenient way to get cash fast when you need it.
However, not all users can access this feature. Whether you’re wondering how to activate Cash App Borrow or why it’s missing from your account, it’s crucial to first understand the requirements.
✅ How to Fix Cash App Borrow Option Not Showing Up
Searching how to fix Cash App borrow option not showing up? Follow this step‑by‑step plan:
Step 1: Update Your Cash App
- Go to Google Play Store or App Store
- Search “Cash App” → Tap Update
- Relaunch app and check Banking tab for Borrow option
Why it works: Borrow is a new feature updated frequently; older versions won’t display it.
Step 2: Verify Your Account
- Open Cash App → Profile icon → Personal
- Add your legal name, SSN (last 4 digits), DOB, address
- Link a valid bank account or debit card
Cash App only enables borrow for fully verified users. No verification = no borrow.
Step 3: Maintain Active Usage
- Send and receive payments weekly
- Keep positive balance and avoid failed transactions
- Enable direct deposit (salary or government benefits) to qualify faster
Borrow eligibility is algorithm‑based; regular activity boosts your chances.
Step 4: Clear Cache or Reinstall App
- Android: Settings → Apps → Cash App → Clear Cache
- iPhone: Delete app → Reinstall from App Store
- Sign back in and check borrow availability
Fixes temporary glitches where borrow option fails to load.
Step 5: Contact Cash App Support
If nothing works:
- Open Cash App → Profile icon → Support
- Select Borrow Option Missing → Describe issue → Submit request
- Expect reply within 24‑48 hours
Support can confirm eligibility and advise when borrow may return.
Why the Borrow Option Disappears After Being Available
Some users report that borrow vanishes after they use it once. Causes include:
- Repayment pending: Borrow hides until loan is repaid
- Account review: Cash App reassesses credit profile periodically
- Reduced activity: Drop in transactions or deposits
- Program changes: Cash App sometimes pauses borrow for select users
Advanced Tips to Unlock Borrow Faster
- Set up direct deposit (minimum $300/month recommended)
- Avoid disputes/chargebacks — they lower account trust
- Use Cash App Card frequently (spending history matters)
- Maintain positive balance and complete previous borrow repayments early
How to Contact Cash App Support Phone Number
When searching Cash App borrow option not showing up, scammers exploit keywords by posting fake numbers. Always:
- Call only 1‑800‑969‑1940 (official Cash App automated line)
- Never share PIN, sign‑in code, or SSN with anyone over calls or texts
- Use in‑app support instead of Google search numbers
🧾 Final Thoughts
If the Cash App Borrow feature isn’t showing up, don’t panic. With consistent app usage, proper verification, and by following the troubleshooting steps above, you can significantly improve your chances of unlocking it.
Keep your app updated, stay active, and monitor your account for new features. And if you still face issues, don’t hesitate to reach out to Cash App Support for personalized help.
For more tips, guides, and troubleshooting help, stay connected with Cash App Refund—your go-to resource for everything Cash App.
